It’s no shock that things have gotten more expensive. Gas and grocery prices, rent, etc. have all risen significantly in the past year. With these higher costs, planning for your family’s finances takes center stage more than ever.

Homeowners realize that they need to plan for unexpected costs when building a yearly budget. The cost for your child’s daycare may increase this year. Sooner or later, your car is going to require an expensive repair. And as much as we don’t want anything bad to happen to your family, medical bills could come if someone gets sick or is in an accident. You know that you need to try and plan for surprise expenses.

And when it comes to caring for your family’s most valuable asset — your home — you may believe that your homeowners insurance will come to the rescue if something breaks or needs to be replaced or maintained. That’s not necessarily true. When it comes to your home’s clothes washer, dryer, fridge, stove, air conditioner, furnace, and service lines, a standard homeowners insurance policy typically will not cover necessary repairs, replacement, or maintenance work. So when a problem pops up or a tune-up is needed, it’ll be on you to foot the bill.

Fortunately, however, there’s an easy and affordable way for you to care for your home’s appliances, systems, and lines — enroll in a home warranty.

What is a home warranty?

A home warranty provides coverage for repairs, replacement, and/or upkeep of the vital systems, appliances, and service lines in a home. These warranty plans are designed to help protect a homeowner’s financial budget, preventing them from having to shell out hundreds or thousands of dollars to get a problem taken care of. Generally, home warranties are offered at a low monthly rate, and as long as you continue to pay your monthly (or yearly) premiums, the home warranty company will be able to assist you with the required repairs, replacement, or maintenance work if a covered problem occurs and you need to get things back up and running.

What will a home warranty protect?

There are a wide variety of home warranty programs available. For example, at Oncourse Home Solutions, we provide homeowners just like you with Heating Repair, Cooling Repair, Heating Maintenance, Cooling Maintenance, Outside Water and Sewer Line Protection, Laundry Room Repair, Kitchen Protection, and much more.

How does a home warranty work?

For a low monthly fee, your home’s most-needed appliances, systems, and lines will be protected if a covered problem occurs. When you’re enrolled in a warranty program from us and have an issue pop up in your home, pick up the phone and give us a call 24/7. Or you can chat with a customer care expert during standard business hours on our website by clicking the “Click to Chat” tab on the right side of the page. A knowledgeable customer service representative will work with you to find an experienced and reputable technician from our service provider network in your area who will be able to help you get your home back in working order once again. There are no surprise charges or hidden trip fees to worry about.

Your home warranty plan will have a set “coverage limit” per year and/or per incident. You can read about plan terms and conditions before you enroll so that you can know what’s covered and what isn’t.

Ready to learn more?

Visit us online and enter your ZIP code to see which home warranty plans are available in your area. We look forward to helping you protect your family’s home!